Kaushal Bansal: How Cloud Telephony Can Be India’s First Line of Defense Against Cyber Frauds

Kaushal Bansal  
Co-founder & CEO, CallerDesk

Kaushal Bansal is a results-driven technology leader passionate about leveraging innovation to transform business outcomes. With deep expertise in digital platforms, fintech, enterprise software, he drives growth through human-centric design, scalable systems, and strategic leadership.

Phone scams work because a live voice feels urgent and personal. If most fraud begins on a call, defense must begin there too. Cloud telephony—software-defined calling over secure, auditable rails—lets businesses prove who is calling, control sensitive steps, and leave a clean trail for investigation. It turns “unknown number” anxiety into a safer, predictable experience.

 

Make identity clear at the ring

Fraud thrives on spoofed or rotating numbers. With cloud telephony, brands can call only from registered, KYC-vetted ranges with consistent caller IDs and signed headers. When customers learn to trust a small set of official numbers and ignore everything else, the attack surface shrinks before a word is spoken.

 

Build trust inside the call

Context reduces fear. A short IVR can state the purpose (“order ending 2741”) and the boundaries (“we will never ask for OTP or PIN”). If a sensitive action is needed, the system can confirm it through an in-app prompt or a verified callback. These step-ups add seconds, but they break a fraudster’s script and reassure the customer.

 

Monitor and respond in real time

Cloud platforms centralize recordings (with consent), transcripts, and metadata. That makes live analytics possible: spikes from a new campaign, unusual handle times, or deviations from approved scripts can trigger throttling or temporary blocks. Reputation scores for number pools keep safe traffic flowing while suspect pools are quarantined.

 

Protect people and data

Number masking hides personal phone numbers between customers and agents, limiting post-call misuse. Redaction keeps OTPs and card fragments out of recordings. Agent desktops can push dynamic scripts, block risky phrases, and require supervisor approval for high-impact actions—protecting both the user and the frontline team.

 

Connect calls to the risk stack

Telephony works best when it talks to CRM, fraud-risk, and ticketing systems. Each call then carries history, device risk, location flags, and consent records. High-risk profiles route to specialists; routine calls complete faster. Confirmed fraud attempts feed back into models, improving screening with every incident. Stronger caller-name frameworks, consent registries, and verified identities are already rolling out across telcos and regulators. This is also where regulatory safeguards like TRAI’s DLT framework and the upcoming Caller Name Presentation (CNAP) initiative act as strong defenses—ensuring verified caller identities, authenticated number ranges, and consent registries. Together, they make impersonation harder, accelerate spoof-number takedowns, and reduce false alarms. Enterprises that register number ranges, publish spoof-resistant caller information, and share impersonation patterns get faster takedowns—and fewer false alarms.

 

The payoff

Smart, verified calls reduce scams without breaking service. Customers know who is calling, what will and won’t be asked, and where to report doubts. With cloud telephony, India can move from reactive warnings to proactive protection—and make the safest channel the one people still answer.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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