Digital Sharks: The Alarming Rise of Unregulated Lending in IndiaÂ
On December 18, 2023, the government informed Parliament that Google had taken action against over 2,500 deceptive loan applications on its Play Store. The government continues collaborating with the Reserve Bank of India (RBI) and other relevant regulators and stakeholders to combat these fraudulent loan applications. Additionally, the issue is routinely addressed and overseen during…
Vipin Kumar
Digital Banks vs NeobanksÂ
The financial landscape is undergoing a seismic shift with the advent of digital banks and neobanks, reshaping the way we think about banking. As we delve into this new era, it’s crucial to understand the nuances that set these entities apart, their challenges, and the market insights that paint a picture of their burgeoning industries….
Divyakshi Saini
The Monopoly Game in India FinanceÂ
Around a year after Fredrik Idestam started Nokia’s journey as a wood pulp mill, the Finnish company transitioned into a pioneering force in wireless telephony, establishing itself as a virtual monopoly in the handset industry for a quarter-century, despite the rapid obsolescence of technology. In contrast, the Life Insurance Corporation of India (LIC) enjoyed an…
Azli Khan
Beyond the Bottom LineÂ
Money has often been a byproduct of delivering value. Still, a new business philosophy beyond profit, Conscious Capitalism, is scaling the horizons by emphasising purpose, stakeholder orientation, and social responsibility. Settling the dust of chasing the pursuit of profits glorifies the idea of inclusive growth with evolving traditional capitalist practices. Many emerging corporations have proven…
Manya Khurana
Profit with PurposeÂ
The evolution of investment has transformed the economy and redefined long-term investment horizons. Sustainable investment, focusing on environmental, social, and corporate governance (ESG), offers a promising path for long-term investing, instilling confidence and security in our investment choices. India has been a bystander to the operation of the ESG framework. However, the recent G20 summit,…
Shipra Prajapati
Debt-Free Education Still a DreamÂ
Higher education in India requires significant financial investments, pushing many middle-class students to take education loans. However, these loans often come with high-interest rates, leading to a cycle of debt and, in some cases, loan default. Rising unemployment and heavy debt burdens contribute to declining loan recovery rates, undermining the original intent of loan schemes…
ABHYUDAYA MITTAL
Property Managers: Your Secret Weapon for Real Estate Success And How Much They Cost
Owning an investment property can provide excellent income and long-term wealth. However active management demands significant time, expertise, and tenant relations skills many investors lack. This crushes returns through extended vacancies and reactive maintenance costs. Hiring a professional property management company eliminates these headaches. Property managers market listings, screen applicant tenants, collect rents and address…
John David
Understanding How to Finance Flipping Houses and Maximizing ROI
House flipping is the practice of purchasing a property, renovating or upgrading it, and then selling it for a profit. Flippers often aim to increase the property’s value through strategic renovations and improvements before putting it back on the market. The goal is to buy low, add value, and sell high within a relatively short…
How to Utilize ESG Factors For Investing In Real Estate
Over the last few years, people have started to understand more how crucial it is to think about environmental, social and governance issues when they make investment choices. Now this way of thinking has spread out to include the property market too, with investors looking at these ESG factors more when they decide where to…
A War far from Civil Â
On 12th April 1861, the four-year-long American Civil War began. The gruesome war in the United States between the Union and the Confederacy, which resulted in a huge toll of 620,000 to 10 lakh lives, ended on 26th May 1865. Many more were injured. The Civil War was indisputably the deadliest among all the American…
Himanshu