Market Corrections: Causes, Consequences, and How to Prepare
Market corrections can rattle even the most seasoned investors, but they’re a natural part of the economic cycle. Knowing their causes, effects, and how to handle them can make all the difference in protecting and growing your portfolio. This guide covers what market corrections are, why they happen, their impact, and strategies to sail through…
John David
Overcoming The Funding Hurdles
Women who own businesses encounter the same daily hurdles as any entrepreneur, like finding and keeping employees, managing customer relations, and devising effective marketing strategies. However, they also confront unique challenges. For many women, the main obstacle is accessing funds. The 2022 Women & Minority Business Owner Spotlight from Bank of America shows that 29%…
Shipra Prajapati
A Resilient Turnaround
India’s credit landscape has shown resilience and transformation as the world emerges from the shadows of the COVID-19 pandemic. Despite the initial economic shockwaves that led to compaction in credit growth, recent trends paint a picture of robust recovery, instilling a positive outlook for the nation’s financial sector. Before the pandemic, India’s financial sector was…
Himanshu
The Midas Touch: Gold’s Influence in Global FinanceÂ
Gold, although no longer associated with currencies as it was under the gold standard, continues to function as a safeguard against inflation and economic volatility. Central banks worldwide maintain gold reserves within their foreign exchange holdings to mitigate risk and stabilise their currencies. As a financial instrument, gold attracts investors and institutions who trade gold…
Bhumika
The Multifaceted Threat Of Fraud In India
India is no stranger to financial fraud. In the past, there have been many scams in India, including the Rs. 7000 crore Satyam Computer scam, in which the firm’s chairman confessed his fraud. Another great example is the infamous Harshad Mehta scam, a Rs. 5000 crore scam that resulted in the crash of the Indian…
Digital Sharks: The Alarming Rise of Unregulated Lending in IndiaÂ
On December 18, 2023, the government informed Parliament that Google had taken action against over 2,500 deceptive loan applications on its Play Store. The government continues collaborating with the Reserve Bank of India (RBI) and other relevant regulators and stakeholders to combat these fraudulent loan applications. Additionally, the issue is routinely addressed and overseen during…
Vipin
Digital Banks vs NeobanksÂ
The financial landscape is undergoing a seismic shift with the advent of digital banks and neobanks, reshaping the way we think about banking. As we delve into this new era, it’s crucial to understand the nuances that set these entities apart, their challenges, and the market insights that paint a picture of their burgeoning industries….
Abdullah Ansari
The Monopoly Game in India FinanceÂ
Around a year after Fredrik Idestam started Nokia’s journey as a wood pulp mill, the Finnish company transitioned into a pioneering force in wireless telephony, establishing itself as a virtual monopoly in the handset industry for a quarter-century, despite the rapid obsolescence of technology. In contrast, the Life Insurance Corporation of India (LIC) enjoyed an…
Chandan Kumar
Beyond the Bottom LineÂ
Money has often been a byproduct of delivering value. Still, a new business philosophy beyond profit, Conscious Capitalism, is scaling the horizons by emphasising purpose, stakeholder orientation, and social responsibility. Settling the dust of chasing the pursuit of profits glorifies the idea of inclusive growth with evolving traditional capitalist practices. Many emerging corporations have proven…
Profit with PurposeÂ
The evolution of investment has transformed the economy and redefined long-term investment horizons. Sustainable investment, focusing on environmental, social, and corporate governance (ESG), offers a promising path for long-term investing, instilling confidence and security in our investment choices. India has been a bystander to the operation of the ESG framework. However, the recent G20 summit,…
